Welcome to Destiny Mortgage Lending!
Financing your dream home may sound difficult, but at Destiny Mortgage Lending we have the experience to get you the lowest interest rate and closing costs with a pain-free process. Although we are located in N. Georgia, we’re able to offer the most competitive interest rates throughout Georgia, with a simplified loan process to get you to the closing table as fast and seamless as possible.
We specialize in Conventional, FHA, VA, USDA, AND non QM loan products. Whether you’re looking to purchase or refinance, we have the expertise needed to get you the right loan type for your needs and at the lowest interest rate possible.
The conventional mortgage was created by Fannie Mae and Freddie Mac as an affordable alternative to historical government-backed loans. For a home purchase the conventional loan allows a minimum down payment of 1%. Monthly PMI payments are not required regardless of down payment amount.
The government sponsored loan options include FHA or VA with a minimum 500 credit score; or USDA with a minimum 580 credit score. These loans are great for those looking to purchase a home with little or no down payment. The FHA, VA, and USDA loans have been helping Americans with limited funds to become home owners for many decades.
>> We also have a vast array of non QM loan products including a ‘No Tax Return’ loan program for self-employed borrowers.
COMMITTED TO YOU:
Happy home owners are PRIORITY #1. Our goal is to make your mortgage process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and widest range of mortgage products industry wide. We appreciate the opportunity to earn your trust.
By putting you first we assure you a pleasurable transaction — One you’ll be happy to tell your friends about.
~Eligibility requirements apply; Interest rate & APR varies depending on loan amount, credit score, and loan program. Rates are subject to change until locked.~