Georgia USDA Loans

Georgia USDA Home Loans

The U.S. Department of Agriculture offers the "USDA Rural Housing Loan" to assist low to moderate-income individuals to achieve homeownership in rural areas. The USDA Rural Development loan helps qualifying applicants, who may not be able to receive credit from other sources, purchase modestly priced homes as their primary residence.

Georgia USDA Loans are an attractive option because:

  • Minimal closing cost
  • No down payment
  • Minimum 580 credit score.