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Welcome to Destiny Mortgage Lending!

Financing your dream home may sound difficult, but at Destiny Mortgage Lending we have the experience to get you the lowest interest rate and closing costs with a pain-free process.  Although we are located in N. Georgia, we're able to offer the most competitive interest rates throughout Georgia, with a simplified loan process to get you to the closing table as fast and seamless as possible.
We specialize in Conventional, FHA, USDA, and VA loans.  Whether you're looking to purchase or refinance, we have the expertise needed to get you the right loan type for your needs and at the lowest interest rate possible.  

The conventional mortgage was created by Fannie Mae and Freddie Mac as an affordable alternative to historical government-backed loans. For a home purchase the conventional loan allows a minimum down payment of 3%.  The conventional HARP refinance requires no home equity.

Other mortgage options include government sponsored loans such as FHA, USDA, or VA.  These loans are great for those looking to purchase a home with little or no down payment.  FHA, USDA, and VA loans have been helping Americans become home owners for decades. 
With a USDA or VA loan, perfect credit is not required, plus there is no down payment required, which makes qualifying easier.

Our goal is to make the dream of home ownership into reality for all Georgia citizens!  Please Click Here to apply now. 
We're ready to make your dreams come true!


Happy home owners are PRIORITY #1. Our goal is to make your mortgage process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and widest range of mortgage products industry wide. We appreciate the opportunity to earn your trust.
By putting you first we assure you a pleasurable transaction --  One you'll be happy to tell your friends about. 

~Eligibility requirements apply; Interest rate & APR varies depending on loan amount, credit score, and loan program.  Rates are subject to change until locked.~



Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.